HomeOne Conventional Loan

3% Down Payment


Available to qualified first-time homebuyers for a low down payment of just 3%, the Freddie Mac HomeOneĀ® mortgage is a low down payment option that serves the needs of many first-time homebuyers, along with no cash-out refinance borrowers.

This mortgage solution helps more first-time homebuyers achieve the milestone of homeownership, regardless of their income levels or geographic location.

With more flexibility for maximum financing, HomeOneĀ® provides expanded opportunity and greater certainty to bring more borrowers to the closing table.

Who is the loan for?

  • First Time Home buyers
  • Borrowers that need flexible financing
  • People purchasing single family homes, including townhouses and condos.


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