24624 Interstate 45N, Suite 120
Spring, TX 77386
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.
After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.
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Joseph Henry is joined in business and in purpose by his wife, Pamela Henry, a seasoned financial professional and entrepreneur with years of experience in bookkeeping, tax preparation, business advisory, and financial systems strategy. Together, they form one of the newestâand most formidableâreal estate and finance power couples serving Southeast Texas.
While Joe brings engineering precision, mathematical depth, and mortgage expertise to the table, Pamela complements that strength with real-world financial insight, compliance knowledge, and a deep understanding of how credit, income, cash flow, and business structure impact lending outcomes. Their partnership bridges the gap between what lenders require and what clients actually live with financially.
This unique husband-and-wife team offers clients something rare:
Strategic lending guidance grounded in numbers and logic
Financial preparedness built on systems, structure, and stewardship
Education-first service that empowers clients to make confident decisions
Rooted in faith, family, and integrity, Joseph and Pamela believe homeownership and wealth building should be intentionalânot rushed, confusing, or reckless. Their shared mission is to help individuals and families in Southeast Texas move smarter, qualify stronger, and build long-term financial stability.
Together, they don't just close dealsâthey help clients build futures.
Mortgage Loan Originator
HOMEROCK MORTGAGE | NMLS: 2765078