Hello! I'm Benae Cartright, a former educator turned Mortgage Loan Officer with HomeRock Mortgage, and I'm here to make the home loan process clear, approachable, and stress-free. I work with clients across Texas, with special focus on the Greater Houston Area. Whether you're a first-time homebuyer, refinancing, or exploring new loan options, my goal is simple: to give you honest guidance, flexible support (even after hours!), and the confidence to make the best decision for your future.
Every client's situation is unique, so I take the time to understand your goals and match you with the right program. I work with:
Conventional, FHA, VA, and USDA loans
Non-QM options such as bank-statement loans, 1099 loans, and self-employed loans
Down Payment Assistance programs
First-time buyer programs, including 100% financing options and Hometown Heroes where eligible
Refinancing solutions like FHA Streamline, FHA Cash Out, VA IRRRL, and conventional refi options
My educator's background means I explain your choices clearly, walk you through each step, and make sure you never feel rushed or confused.New Caney offers the perfect blend of growth, charm, and Texas warmth. With scenic parks and family-focused neighborhoods, it's a wonderful place to buy a home. I help New Caney clients take advantage of low interest rates and tailored mortgage programs that fit their financial goals.
Spring is known for its greenery, great schools, and welcoming neighborhoods. Whether you're buying your first home or upgrading, I bring local guidance and flexible loan options to help you find the right fit.
Houston's diversity, booming economy, and mix of urban and suburban living make it one of the most dynamic places to buy in Texas. From downtown condos to quiet neighborhoods, I help Houston buyers secure competitive rates and navigate a fast-moving market with confidence.
I'm originally from Chicago, moved to Texas two years ago, and fully embraced the community here. When I'm not helping clients, I enjoy tutoring, college planning, baking, concerts, and quiet evenings along The Woodlands Waterway. I share my home with my two cats, Jenning and Pippen, who firmly believe they run the place.
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Mortgage Loan Originator
HOMEROCK MORTGAGE | NMLS: 2714528